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Gemma is from Tangub city, Mialamis Occidental. She is 45 years old. Gemma is married and has three school children. To make a living, Gemma owns & operates a cosmetics sales business. The main source of income for the business comes from selling a variety of different products in the local community. Gemma has been engaged in her business for over 25 years and earns approximately 25,000 PHP a month from these activities.

In 2009, Gemma joined GDMPC to gain access to financial services to help improve her living situation and ability to engage in business activities. Gemma is requesting a new loan of 30,000 PHP which will be used to purchase additional inventory & as working capital. She plans to use the additional revenue generated from the business to supplement the family's income.

Additional Information


Gata Daku Multi-Purpose Cooperative (GDMPC) was founded in 1992 by 32 farmer-members to empower people by providing livelihood opportunities and other support services. Today, it has over 15,000 members located in upland, lowland and coastal regions of the Philippines, and offers credit, savings, education, and various social services.

About Philippines

  • $7,000
    Average annual income
  • 1821
    View loans »
    Philippines Loans Fundraising
  • $60,866,650
    Funds lent in using Kiva
  • 42.5
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Gemma to purchase additional cosmetics for her inventory.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Feb 2, 2012
Feb 22, 2012
Currency Exchange Loss:
Sep 15, 2012