From Baray District of Kompong Tom province, Nou, aged 45, is a responsible mother who is involved in a rice-cultivating and fish-selling business to generate income. Most of her fish is caught from the nearby river called Tonle Sap River, the main source of fish for the Cambodian people. Nou has four children, two of whom work as sewing staff in Phnom Penh city.
Nou is taking out her fourth cycle loan from HKL to purchase bean seeds and fertilizers to put in her soil. Nou is an honest client of HKL; she has never made any late payment with her previous loans.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.