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Emma is 45 years old and lives in Centro Hulpa, Tudela. Emma is married with five children.

To earn a living, Emma has a business selling baked goods. Emma earns about PHP 5,000 each month doing this type of work. Emma has requested a loan of 7,000 to purchase additional ingredients such as flour, sugar, butter, etc.
Emma has been a member of PMPC for five years. In the future, Emma would like to expand her business.

Additional Information

About Paglaum Multi-Purpose Cooperative

Paglaum Multi-Purpose Cooperative (PMPC) was founded in 1992 by the beneficiaries, parents and staff of the Paglaum Community Development Foundation to address economic and livelihood activities for sustainability. The organization operates in the northwestern provinces of Mindanao and Visayas.

In the local vernacular, “paglaum” means “hope.” The initial foundation is dedicated to child development through a holistic approach. The goal is to build self-reliance and expand opportunity so the poorest of the poor can help themselves.

About Philippines

  • $7,000
    Average annual income
  • 1403
    View loans »
    Philippines Loans Fundraising
  • $59,122,500
    Funds lent in using Kiva
  • 42.5
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $175 helped Emma to purchase additional ingredients such as flour, sugar, butter, etc.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jan 22, 2012
Feb 21, 2012
Currency Exchange Loss:
Aug 15, 2012