Check out some available loans that are similar to this one!
Julio Manuel
Julio is a young man of 22 who lives in the city of Nazca, a city characterized by its warm climate and generous people. He is hard working and above all always has a smile to offer others. In his free time, Julio enjoys listening to music and as a good Peruvian he likes his food. One of his favorite dishes is the delicious lentil dish "lentejitas". Julio studied until the fifth grade of secondary education, but would have liked study engineering.

Julio works as a chauffeur. He works around six hours a day, serving up to 20 clients per day. On some days he works as a laborer in the mines in his city, and he does this to make some extra money. He always does well because he is honest, above all else. Julio says that he believes his business is doing because he is very friendly and respectful to his customers.

July is very grateful to the Kiva lenders, and thanks to the help they have given he can make improvements to his home and achieve a better quality of life. This allows him to keep fighting every day to fulfill his bigger dreams, "to finish building his house. "
View original language description ↓
Julio es un joven de 22 años de edad, el cual vive en la ciudad de Nazca, ciudad que se caracteriza por su clima cálido y la generosidad de sus pobladores, el es muy trabajador y sobre todo siempre tienen una sonrisa para ofrecer a los demás, el en sus tiempos libres disfruta mucho de escuchar música y como buen peruano le gusta mucho la comida por ello uno de los platillos que más le gusta son las riquísimas” lentejitas”, julios estudio hasta el quinto grado de educación secundaria pero le hubiera gustado estudiar ingeniería.

Julio trabaja como chofer, le dedica a su trabajo alrededor de 6 horas diarias, puede atender hasta 20 clientes al día, en algunos días trabaja como obrero en las minas que hay en su ciudad y lo hace porque un dinerito extra siempre cae bien sobre todo si en honrado nos comenta julio, el cree que le va bien en su negocio porque es muy amable con los clientes y respetuoso.

Julio esta muy agradecido con los prestatarios kiva ya que gracias a la ayuda que le han brindado el podrá realizar mejoras en su vivienda y así tener una mejor calidad de vida, lo que le permitirá seguir luchando cada día para poder cumplir más grande sueño:” Terminar de construir su casa”.

Additional Information

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Peru

  • $12,000
    Average annual income
  • 125
    View loans »
    Peru Loans Fundraising
  • $57,923,600
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,125 helped Julio Manuel to make improvements to his home.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 17, 2012
Listed
Feb 25, 2012
Currency Exchange Loss:
Possible
Ended:
Oct 15, 2012