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Daniel Del Carmen
Daniela is studying International Relations and External Commerce, and she is in her last years. She asks for this loan to pay the costs to finish her studies. Her mother has always supported her, and has made many sacrifices so that she could study, and she is only one step away from being able to finish her program. Within a few years she hopes to be a professional and to be able to get ahead in life. She hopes to be able to practice her profession in a foreign country, and speaking various languages, and without her degree will not be able to do so.
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Daniela está estudiando la carrera de Relaciones Internacionales y Comercio Exterior, está en su último años. Y solicita el préstamo para pagar el curso de titulación de sus estudios. Su madre siempre le ha apoyado, y ha hecho muchos sacrificios para que ella pueda estudiar, y está a sólo un paso de poder coronar su carrera. Dentro de algunos años espera ser una profesional y poder superarse en la vida. Espera poder ejercer su profesión en un país extranjero, y hablando varios idioma, ya que sin ello no podría lograrlo.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 77
    View loans »
    Nicaragua Loans Fundraising
  • $25,383,750
    Funds lent in using Kiva
  • 23.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $825 helped Daniel Del Carmen to pay the costs to finish her studies.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Feb 8, 2012
Feb 27, 2012
Currency Exchange Loss:
Jan 18, 2014