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Victoria was born in the district of Kosñipata, in the province of Paucartambo which is a part of the department of Cusco. She is 44 years old and is in a common law marriage, from which she has six children. Victoria lives in the city of Huancarani, in the province of Paucartambo and it is also where she has her business. She makes a living selling gas and small electrical appliances like radios, televisions and irons as well as other things. She has had this business for a few years and she is doing very well thanks to the determination with which she works.

Victoria is requesting a loan to be able to buy more small appliances. She is a member of 'Mamacha Rosario' communal bank, of the association 'Arariwa'. She is thankful for the opportunity provided in this form and she agrees to comply with the payments as set up in the schedule.

The members of the communal bank meet once a month in the district of Huancarani, which is in the province of Paucartambo and the department of Cusco, Cusco is well known for being a tourist area, a commercial district, for it's traditional celebration of 'Inti Raymi' (Festival of the Sun: a religious ceremony of the Inca Empire in honoring the god Inti, one of the most venerated gods in the Inca religion.) and because it contains one of the seven wonders of the world, Machu Picchu.
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Victoria nació en el distrito de Kosñipata de la provincia de Paucartambo del departamento del Cusco, ella tiene 44 años de edad y tiene una relación de unión libre de la cual tiene seis hijos. Victoria vive en la ciudad de Huancarani de la provincia de Paucartambo y donde realiza todo tipo de actividad, ella se dedica a la venta de combustible y venta de artefactos como por ejemplo radios, televisores, planchas y otras cosas más. Ya son varios años que se dedica a este negocio y le va muy bien gracias a su empeño que pone en su trabajo.

En esta oportunidad Victoria requiere el préstamo para comprar más artefactos. Victoria pertenece al banco comunal “Mamacha Rosario” de la Asociación Arariwa y se encuentra agradecida por la oportunidad brindada mediante este medio y así mismo se compromete a cumplir con el pago correspondiente al cronograma.

Los socios del Banco Comunal se reúnen cada treinta en el distrito de Huancarani de la provincia de Paucartambo del departamento del Csuco, Perú. Cusco es conocido por ser una zona muy turística, comercial, por su fiesta tradicional del Inti Raymi y porque se encuentra una de las siete maravillas del mundo “Machupicchu”.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

About Peru

  • $12,000
    Average annual income
  • 128
    View loans »
    Peru Loans Fundraising
  • $58,863,350
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Victoria to buy more small electrical appliances.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Feb 9, 2012
Feb 25, 2012
Currency Exchange Loss:
Jul 15, 2012