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Update on Gladys

The bank member is a part of the 'Richary Anteña' communal bank; The bank is located in the district of Anta, which is a part of the province of Anta, department of Cusco.

The bank member is Gladys. She alternates her daily activities between selling fruits like apples, oranges, plantains and other fruits, selling in the street and she also has a business selling 'salchipapas' (a traditional snack made of thinly sliced pan fried beef mixed with french fries and served with sauce), which she sells at night close to her house. It is as a result of these businesses that she has been able to help her children get ahead. She would like to increase her fruit selling business.

She is requesting a loan to buy fruit at wholesale price, like pineapples, papayas and plantains.

She is happy for the loan and she promises to make her payments.
View original language description ↓
La socia pertenece al banco comunal “RICHARY ANTEÑA”; El banco está ubicado en el distrito de Anta, perteneciente a la provincia de Anta y departamento de Cusco.

La socia es la Sra. Gladys;La socia alterna sus actividades diarias con el negocio de venta de frutas como manzanas, naranjas, platanos entre otras frutas, ella vende de forma ambulatoria , a la vez la socia se dedica al negocio de venta de salchipapas ella vende por la noche cerca a su casa, la socia por medio de este negocio saca adelante a sus hijos, la socia quiere ampliar el negocio de venta de frutas.

La socia solicita el préstamo para comprar frutas al por mayor como piñas,papayas y platanos.

La socia está feliz por el préstamo y se compromete a cumplir con los pagos de su cuota.

Previous Loan Details

Gladys belongs to the “Richary Antena” communal bank, located in the province and district of Anta, in Cusco department. Gladys is 33 years old, living with someone, and has 3 children. Daily, she sells fruit, such as apples, oranges, and plantains, among others, in the streets of her area a... More from Gladys's previous loan »

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Peru

  • $12,000
    Average annual income
  • 100
    View loans »
    Peru Loans Fundraising
  • $57,945,600
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Gladys to buy fruit at wholesale, like pineapples, papayas and plantains.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Feb 16, 2012
Feb 25, 2012
Currency Exchange Loss:
Jul 15, 2012