Banco Mujer Exitosas Group
This is the second loan that the group has requested and the loan will be invested in the remodeling of a facility, to prepare it as a small "factory" as well as to purchase supplies, such as freezers and other necessary supplies.
Ileana has to work very hard to complete the orders that are already being requested. She must get up at 3 in the morning in order to be able to work and also complete her household tasks, such as giving her daughters the care they require since they are very small.
She has many proposed goals and is determined to reach them. Among these goals are consolidating her business and converting it into a factory with a presence in the market, improving the financial condition of her family and the quality of life, but above all, is being a successful micro-business and an example for her daughters and other women in her community, demonstrating that everything can be achieved with effort and hard work.
Along with Ileana, there are 7 other members of the group who also work in small industry and commerce.
Este es el segundo crédito que solicita el grupo, y el crédito se va a invertir en la remodelación de un local, para acondicionar una pequeña fábrica, así como comprar equipo, tales como congeladores y otros insumos necesarios.
Ileana debe trabajar muy duro para cumplir con los pedidos que ya le solicitan, incluso debe levantarse a las 3 de la madrugada, para poder trabajar y también realizar las labores de su hogar, así como darle el cuidado que sus hijas requieren ya que son muy pequeñas.
Ella tiene muchas metas propuestas, y está decidida a alcanzarlas, entre ellas está consolidar su negocio y convertirlo en una fábrica con presencia en el mercado, mejorar la condición económica de su familia y la calidad de vida, pero sobre todo ser una microempresaria exitosa, ejemplo para sus hijas y otras mujeres de su comunidad, demostrándoles que con esfuerzo y trabajo todo se puede lograr.
Junto a Ileana están en el grupo 7 socias más que también realizan actividades de pequeña industria y comercio.
More information about this loan
In Costa Rica, funding for microfinance institutions is hard to come by, and many institutions find themselves having difficulty growing and reaching all the demand for loans that exist. Kiva works with Fundacion Mujer because it attends a very marginalized population in Costa Rica, with a specific focus on women. In addition to the loan, Fundacion Mujer provides specialized training programs for their borrowers on everything from computer classes to salon training. Because of the difficulty in obtaining capital in Costa Rica, Fundacion Mujer cannot serve all the women that need loans. Therefore Kiva plays a unique role in helping Fundacion Mujer grow its portfolio and reach borrowers it otherwise would not be able to.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid