San Roque Group
Leandra is 53 years old, married and the mother of two children, aged 21 and 16. She alternates her daily household chores with her agricultural activity. She has dairy cows which she breeds, makes them procreate and sells the dairy products to her customers: milk, cheese, curd cheese and yogurt. Currently she applies for a loan to buy one dairy cow in order to increase her sales.
The other group members are involved in different activities, such as bakery, restaurant, education, grocery, transportation, small animal husbandry, craftwork, sale of corn beer and malt beer.
Leandra is happy about the loan and promises to pay it off according to the repayment schedule.
La socia es la Sra. Leandra; ella tiene 53 años de edad y es casada y tiene 2 hijos de 21 y 16 años de edad; La socia alterna sus actividades diarias con el negocio de ganaderia, ella tiene vacas lecheras las cuales las cria, las hace procrear y vende los derivados de la misma como leche, queso, quesillo, yogurth a sus diferentes clientes, la socia en esta ocasión desea el credito para invertir en la compra de una vaca lechera para incrementar sus ventas. La socia solicita el prestamo para invertir en la compra de una vaca lechera.
Los otros socios se dedican a diferentes actividades como la panaderia, restaurante, docencia, tienda de abarrotes, conductor, crianza de animales menores, artesania, venta de chicha y de cerveza.
La socia está feliz por el préstamo y se compromete a cumplir con los pagos en el plazo establecido.
Important InformationAbout Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid