Susan is a 30-year-old married woman. She has two children aged one year and nine years. She describes herself as honest.
Susan operates a retail store, where she sells cereals such as maize, beans, rice, black beans, etc. She has been involved with this business for five years. Her business is located at a shopping center, and her primary customers are local residents. She describes her biggest business challenge to be insufficient funds for improving the retail store. She will use the 80,000 KES loan to buy more cereals. Her business goal is to venture within the next five years into a maize-grinding store commonly known as a "posho mill" in the local language.