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Gnambossou Gbeta 4 Group
In this Group: Raymond Ulrich, Adjoa Rachelle, Victorine, Abran Félicienne, Marie Madelaine, Frida Elisabeth, Justine, Hélène, Solange Mahugnon, Sènoudémè Pélagie, Clémence, Kaï Léontine*, Antoinette*, Amounath, Cécile, Juliette Esther
* not pictured
The GNAMBOSSOU GBETA 4 group is made up of 16 people who live in the same neighborhood. This is the second time that this group is seeking financial assistance from ALIDé, in order to raise the level of their activity.

Clémence, the group's representative, is the woman with her hand raised in the photo. Clémence discontinued her studies at the secondary school level. Clémence is 43 years old and is married to a man named Louis. The couple has four children, all of whom attend school and are in their care. Clémence lives with her husband and children. The couple covers the various household expenses.

To do so, Clémence has been selling corn and fabrics from her home for the past eight years. Clémence gets her supplies from the market in Benin. Striving to satisfy her customers and increase her turnover and revenue, Clémence is seeking a second loan from ALIDé along with the other members of the GNAMBOSSOU GBETA 4 group. The first loan was correctly repaid.
View original language description ↓
Le groupement GNAMBOSSOU GBETA 4 est composé de seize personnes qui habitent dans le même quartier. C'est la deuxième fois que ce groupement sollicite l'aide financier de ALIDé, afin d'élever le niveau de leur activité. La représentante de ce groupement, du nom de Clémence est celle qui a la main levée sur la photo. Clémence a arrêté l'école au niveau secondaire. Clémence est âgée de 43 ans et est mariée à un certain Louis. Le couple a quatre enfants, tous scolarisés et à leur charge. Clémence vit ensemble avec son mari et ses enfants. Les diverses charges de la maison sont assurées par le couple. Pour y parvenir, Clémence mène comme activité depuis huit ans la vente de maïs et de tissus à son domicile. Clémence s’approvisionne dans un marché du Bénin. Dans la quête de la satisfaction de sa clientèle et pour accroître son chiffre d’affaire et son revenu, Clémence sollicite ensemble avec les autres membres du groupement GNAMBOSSOU GBETA 4, un deuxième crédit auprès de ALIDé. le premier crédit a été bien remboursé

Additional Information

About Alidé

Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.

Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Benin

  • $1,600
    Average annual income
  • 0
    View loans »
    Benin Loans Fundraising
  • $4,467,950
    Funds lent in using Kiva
  • 496.4
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Gnambossou Gbeta 4 Group's $3,325 loan helped a member to buy bags of corn.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Feb 7, 2012
Feb 21, 2012
Currency Exchange Loss:
Oct 15, 2012