Mrs. Sarum S. and her husband, Houn Tem, have been married since the Pol Pot regime. They have eight children; five daughters and three sons. Four of their children are married and live in separate houses, the other three children are studing in the local school, and one of her sons is a taxi driver. The family is about twenty kilometers from Phnom Penh.
Mrs. Sarum is a farmer. She grows rice in the farm near her village, since 1979. After harvesting, she sells some rice product to the middle man in the village and keeps some for family food. Her husband is a full time employee of an NGO in Phnom Penh.
She is requesting a loan for the fourth time in the amount of $1000 for buying a car for her son to run a taxi.
MAXIMA Microfinance Plc is a Cambodian microfinance institution founded in 2000 to help low-income rural and urban people and small- to medium-sized businesses (SMEs) access financial services. Sustainable access to credit helps to create jobs and enables business owners improve their living conditions, educate their children, provide health care to their families, and more. It also enables the rural poor to remain at home with their families, rather than moving to city centers in search of employment.