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Update on Gulchahira

Bai Tushum and Partners expresses gratitude to all Kiva lenders who helped Gulchahira obtain her first Kiva loan, which was used as intended and repaid. She was able to increase her herd. As an additional source of income for her family, Gulchahira opened a small grocery store. Now Gulchahira has applied for a loan of 100,000 KGS for purchasing additional cattle and an assortment of goods for her store. Revenues from this loan will be used to pay for her younger daughter's education.

Previous Loan Details

Gulchahira R. is 46 years old. She was born into a family of farmers and since childhood has been engaged in cattle breeding. Gulchahira married early and became the mother of four children. Her family is very united, where all members help and support each other. To find a means of subsist... More from Gulchahira's previous loan »

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 72
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,315,525
    Funds lent in using Kiva
  • 46.7
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,150 helped Gulchahira to purchase cattle and store inventory.
100% repaid
Repayment Term
25 months (Additional Information)
Repayment Schedule
Jan 21, 2012
Feb 20, 2012
Currency Exchange Loss:
Jul 15, 2012