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Tofiq has a corral outside his house. He raises cattle and sells the meat at the market. By doing this, he makes a living and provides for his family. Tofiq is 58 years old, married, has two children and two grandchildren. He has been engaged in this business for 20 years. As of today, he owns one cow and a calf. Tofiq would like to get money to build a kitchen and a bathroom in his house. Life without conveniences is very difficult for Tofiq and his family. Tofiq needs 1,000 AZN for the repairs.
View original language description ↓
Tofiq razvodit skot vo dvore svoego doma dla prodaji masya na bazare. Tak on zarabativaet dengi I soderjit svoyu semyu. Emu 58 let, on jenat, u nego dvoe detey I dva vnuka. On zanimaetsa etim 20 let, na segodnashniy den u nego odna korova I bichok. Tofiq xochet dengi dla postroyki kuxni I vannoy komnati u seba doma. Iza otsustviya udobstv v dome ego semye prixoditsa ne legko. Emu nujno 1000 AZN dla remonta.

Additional Information

About VisionFund AzerCredit

This loan is administered by VisionFund AzerCredit (VF AzerCredit). VF AzerCredit is part of VisionFund International, which has microfinance banking operations in 40 countries. VF AzerCredit aims to provide sustainable financial services for people in Azerbaijan who are not able to access financing through the conventional banking system.

With branches stretching across Azerbaijan, VF AzerCredit currently serves over 40,000 active clients with a variety of loan products. Of over 20 regions in which VF AzerCredit operates, a strong majority are comparatively underserved rural areas.

For more information on VF AzerCredit, please visit its partner page. If you would like to support other VF AzerCredit clients, please see other loans currently fundraising from this Field Partner.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Azerbaijan

  • $6,171
    Average annual income
  • 26
    View loans »
    Azerbaijan Loans Fundraising
  • $13,991,525
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,275 helped Tofiq to build a kitchen and a bathroom in the house.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 3, 2012
Feb 27, 2012
Currency Exchange Loss:
Feb 15, 2013