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Yous is 51 year old woman living with her husband and 8 children around the Prey Chor district of Kom-pong Cham province. Her main source of income is rice husbandry. She grows rice crops twice a year along with her husband.

In order to better her living condition, Yous would like to borrow some funds from HKL to fix some parts of present house. She will buy floorboards to replace the old broken ones and build a strong ladder for her house. For the future, Yous anticipates having a medium farm for raising poultry and pigs.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 277
    View loans »
    Cambodia Loans Fundraising
  • $37,506,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Yous to fix some parts of her present house.
100% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
Jan 24, 2012
Feb 20, 2012
Currency Exchange Loss:
Sep 17, 2013