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Kao is 32 and a humble resident from Kompong Cham province. She has been operating a selling business located in her house. She sells many types of merchandise as well as groceries to local people. From this business, she is able to earn $5.00 per day. Kao has a very big family with 12 children.

Kao would like to acquire some funds from HKL to purchase a stock of merchandise for a constant sale. Since the loan helps sustain her business, Kao hopes that she’ll be able to further improve her living standard.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 54
    View loans »
    Cambodia Loans Fundraising
  • $38,691,025
    Funds lent in using Kiva
  • 4,005.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Kao to purchase a stock of merchandise for constant sale.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 20, 2012
Feb 20, 2012
Currency Exchange Loss:
Feb 22, 2013