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Laura
Laura is 42 years and married to David. They have five children who range in age form one to twenty years old. Laura and her family live under their own roof in the indigenous community of Inchatingari, district of Perené, province of Chanchamayo.

Laura begins a variety of activities the moment the first rays of sun shine over her community. She takes care of her home and family so that they can also begin their daily activities. After she finishes her household chores, she takes care of her farmland.

Currently, she has three plots of fertile land, in which she plants achiote (a spice made from the red seed of the annatto tree), coffee, and citrus fruits such as tangelos (hybrid fruit that is a cross between a grapefruit and a tangerine) and oranges. “I grow it all, but coffee and achiote are best for me as there is demand throughout the year”, she says.

Production of achiote is common in her region. Each harvest yields 2500 kilos and each kilo sells for between 5 and 7 soles. These days, the price is low reaching 4 soles and 50 céntimos. However, she is certain that, beginning in April, the price will be profitable for her.

Thanks to her hard work, her children are assured food, clothing, and an education. Her immediate goals are to expand her farmland and improve production, and in order to achieve them, she must invest in the purchase of land and fertilizer.

This will be her third loan with MFP, and she is committed to making her monthly payments on time, as she has done in the past. “Los Productores Inchatingari” is the name of her communal bank and she feels happy to be a part of such a solid and hard-working group. When she obtains the loan, she will be able to buy bags of fertilizer. In addition, she will pay for the services of laborers who will clear her land of weeds and other shrubs.
View original language description ↓
Laura de 42 años está casada con David, con quien tiene 5 hijos cuyas edades oscilan entre 20 y 1 año. Laura y su familia viven bajo un techo propio en la comunidad nativa Inchatingari, distrito de Perené, Chanchamayo.
Las actividades de Laura son varias desde que los rayos solares alumbran a su comunidad. Ella atiende su hogar y familia para que ellos también inicien sus actividades diarias. Al culminar sus labores del hogar, se dedica al cuidado de sus terrenos de cultivos.
Actualmente cuenta con 3 lotes de tierras fértiles, en ellas siembra achiote, café, y cítricos como tanyelos y naranjas. “Siembro de todo, pero lo que me conviene más es el café y el achiote por su demanda en todo el año”, afirma.
La producción de achiotes es común en su localidad. Cada cosecha le otorga 2500 kilos, cada kilo lo vende desde 5 a 7 soles. En estos días el precio es bajo, llegando a los 4 soles y 50 céntimos, pero tiene la seguridad que, a partir de abril, el precio será beneficioso para ella.
Gracias a su esfuerzo puede asegurar el alimento, vestido y educación de sus hijos. Sus metas más cercanas son ampliar sus terrenos de cultivos y mejorar su producción, para eso deberá invertir en la compra de terrenos y fertilizantes.
Éste sería su préstamo número 3 que recibiría de MFP, por eso se compromete a ser puntual en el pago de las cuotas mensuales, como lo hizo antes. “Los productores Inchatingari” es el nombre de su banco comunal y se siente contenta de formar parte de un grupo sólido y trabajador.
De obtener el dinero del crédito podrá comprar bolsas de fertilizantes. Además pagará los servicios de los jornaleros quienes limpiarán sus cultivos de la mala yerba y otros arbustos.

About Peru

  • $6,715
    Average annual income
  • 128
    View loans »
    Peru Loans Fundraising
  • $56,130,550
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $575 helped Laura to purchase sacks of fertilizer and hire laborers.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Jan 20, 2012
Listed
Mar 3, 2012
Currency Exchange Loss:
Possible
Ended:
Aug 15, 2012