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Benjamin
24-year-old Benjamín lives with his partner Errobelina. The couple have two children: 7-year-old Sheyla and 3-year-old Yeysi. The family live in their own home in the indigenous community of Inchatingari, in Perené district, in Chanchamayo province.

Benjamín started his life as a father when he was a teenager and still lacked a home and money. Over time, with the support of his parents, he was able to acquire some farmland. He formed his household and built a house. Benjamín currently has three plots of fertile land where he produces annatto and coffee. "With each harvest I have 1,500 kilos of annatto and 300 kilos of coffee", he says. Benjamín sells his crops retail. He transports his fruit to the city of Pichanaki where he has a sales stall. There he sells his coffee and annatto by the kilo.

Benjamín has been in this business for five years. He believes that, over the years, he will be able to expand his land and grow other crops. He will also be able to sell wholesale as the results of this are immediate and you avoid the produce spoiling. One of Benjamín's plans is to start buying and selling fruit which he will acquire in his town and then sell in the wholesale market in his district.

This will be Benjamín's third loan from MFP and he pledges to be punctual in making his monthly repayments. He says that he feels supported by his community bank 'Productores de Inchatingari' because his fellow group members share the same plans as him. He will invest his money in buying work tools such as machetes and tool sharpeners which he will use on his coffee plantations. He will also pay the laborers who will support him in this strenuous task.
View original language description ↓
Benjamín de 24 años convive con Errobelina con quien tiene 2 hijos: Sheyla de 7 y Yeysi de 3 años de edad. Esta familia vive en una casa propia en la comunidad nativa Inchatingari, distrito de Perené, provincia de Chanchamayo.
Benjamín empezó su vida de padre en la adolescencia todavía con carencias de hogar y dinero. Con el tiempo y el apoyo de sus padres pudo acceder a terrenos de cultivos. Así conformó un hogar y construyó su casa. Actualmente cuenta con 3 parcelas de tierras fértiles, en ellas produce achiote y café.
“En una cosecha tengo 1500 kilos de achiote y del café como 300 kilos”, menciona. Benjamín negocia sus productos al menudeo. Traslada sus frutos hasta la ciudad de Pichanaki, ahí tiene un puesto de ventas donde ofrece el café y achiote por kilos.
Lleva 5 años en esta actividad. Y confía que, con los años podrá ampliar sus terrenos cultivando otros productos. Además de comercializar al por mayor, ya que los resultados son inmediatos y se evita que los frutos se malogren.
Unos de sus planes es dedicarse a la compra y venta de frutas, que piensa adquirir en su localidad para expenderlas en el mercado mayorista de su distrito. Éste sería su crédito número3 que recibiría de MFP, por eso se compromete a ser puntual en el pago de las cuotas mensuales. Afirma sentirse respaldado con su banco comunal “Productores de Inchatingari”, porque sus compañeros comparten los mismos planes.
Invertirá el dinero en la compra de herramientas de trabajo como machetes y limas, con las que cultivará sus cafetales. Además pagará a los jornaleros quienes apoyarán en esta ardua labor.

About Peru

  • $6,715
    Average annual income
  • 88
    View loans »
    Peru Loans Fundraising
  • $55,985,050
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $750 helped Benjamin to buy agricultural tools and hire laborers.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Jan 20, 2012
Listed
Mar 5, 2012
Currency Exchange Loss:
Possible
Ended:
Oct 16, 2012