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This is 27-year-old Sadiatu. She is married and has three children aged 2, 5 and 12. She has two additional dependents who live with her to help with the household chores.

In 2005, Sadiatu established her textiles, mobile phones and accessories business. She began her business in order to be self-reliant. She started selling provisions and now sells textiles and mobile phones. Working 7 days a week and 12 hours a day, she earns about Le 1,600,000 every month from this business. She would like a loan in the amount of Le 5,000,000.

Sadiatu has already received and successfully repaid two loans and now requires a new loan in order to expand her stock. She hopes that this loan will enable her to increase her monthly profits by approximately Le 350,000. In the future, Sadiatu plans to improve the new shop and increase the stock; the loan can help in achieving this. She thanks you for your support.

Additional Information

About the Association or Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 14
    View loans »
    Sierra Leone Loans Fundraising
  • $9,478,075
    Funds lent in using Kiva
  • 4,325.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Sadiatu to pay for African dresses and mobile accessories.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Feb 15, 2012
Feb 20, 2012
Currency Exchange Loss:
Dec 15, 2012