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This is fifty-year-old Marie. She is married, and has two children aged eight and seventeen. She has one additional dependent, who lives with her to help with the household chores.

In 2008, Marie established her African dresses, bags, soft drinks an cooking utensils. She began her business because she wants to be independent and to take care of her family. Working seven days a week and twelve hours a day, she earns about SLL 1,700,000 every month from this business.

She would like a loan of SLL 5,000,000. Marie has already received and successfully repaid two loans, and now requires a new loan in order to increase her stock. She hopes that this loan will enable her to increase her monthly profits by approximately SLL 350,000. In the future, Marie plans to expand to the centre of town, setting up three shops and to educate her children to university level. She thanks you for your support.

Additional Information

About the Association or Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 62
    View loans »
    Sierra Leone Loans Fundraising
  • $9,347,350
    Funds lent in using Kiva
  • 4,325.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Marie to pay for African dresses, bags, soft drinks and cooking utensils.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Feb 15, 2012
Feb 26, 2012
Currency Exchange Loss:
Feb 15, 2013