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This is thirty-three-year-old Ishmael. He is married, and has two children aged three and seven. In 2001, Ishmael established his used clothing business. He began his business to be able to meet his family’s needs. Working seven days a week and twelve hours a day, he earns about SLL 1,600,000 every month from this business.

He would like a loan of SLL 5,000,000. Ishmael has already received and successfully repaid two loans, and now requires a new loan in order to increase his stock. He hopes that this loan will enable him to increase his monthly profits by approximately SLL 400,000.

In the future, Ishmael plans to expand to another market in the town, to increase his profits and have enough funds to take care of his family. He thanks you for your support.

Additional Information

About the Association or Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 16
    View loans »
    Sierra Leone Loans Fundraising
  • $9,478,075
    Funds lent in using Kiva
  • 4,325.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Ishmael to buy used clothes to sell.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Feb 15, 2012
Feb 20, 2012
Currency Exchange Loss:
Nov 16, 2012