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Karol Andrea
Karol is 21 years old and lives with her husband and children in the community of San Carlos in the province of Alajuela. This rural community offers much potential for development due to its farming activities and its hot climate, which allows for the production of certain fruits such as mangos, melons, and others that grow well in the area. This has spurred the growth of related activities and services in the community, such as raising livestock and opportunities for small businesses. The area is known for its national parks and for its great variety of flora and fauna.

Karol has worked as a stylist for a few months now and has her own beauty salon. She needs her salon to get ahead, since she urgently needs to support her family economically. She has a beautiful baby boy that she has to take care of, which is why she set up the salon in her house.

Karol is asking for ¢750,000.00 (750,000 colones) so she can purchase a chair, a sink for washing hair, chemicals, and other supplies for her business.

Karol is a member of the Empresa de Crédito communal bank of SCSAR S.A. This will be her first loan, and she is very grateful to be offered the opportunity to access credit, since it will allow her to carry out her life projects.
View original language description ↓

Karol es una joven de 21 años de edad y vive con su esposa e hijos en la comunidad de San Carlos, en la provincia de Alajuela. Esta comunidad rural presenta mucho potencial de desarrollo, ya que a través de las actividades agrícolas ya que tiene un clima caliente, lo que permite la producción de ciertas frutas que se desarrollan con más fuerza en este tipo de clima asi como la siembra de mango, el melón y otros propios de la zona, es que ha logrado desarrollar actividades conexas y de servicios en la comunidad, tales como el ganado de engorde y la oportunidad de pequeños comercios y microempresas entre otros. Localidad que se caracteriza por sus parques nacionales, su extensa variedad en la flora y en la fauna.

Desde hace unos meses Karol es estilista y tiene una sala de belleza, la cual necesita sacar adelante ya que le urge aportar económicamente en su hogar, ella es madre de un precioso niño y debe cuidarlo es por eso que estableció su salón en la casa.

Ella está solicitando el monto de ¢750,000.00 (Setecientos cincuenta mil colones), para comprar una silla, un lavatorio para el cabello, químicos y otros materiales para su negocio.

Karol es miembro de la Empresa de Crédito Comunal de SCSAR S.A, este será su primer préstamo razón por la cual está muy agradecida, por las oportunidades de acceso al crédito que esta le brinda y poder llevar a cabo sus proyectos de vida.

Additional Information

More information about this loan

As a small and relatively young MFI located in Costa Rica, EDESA has difficulty attracting other sources of capital. Many other microfinance funders do not work in Costa Rica, because overall the country is too rich. However, organizations such as EDESA work with extremely marginalized populations in Costa Rica that really need the access to capital that EDESA provides. By funding EDESA, Kiva lenders are allowing the organization to grow and reach more people than they otherwise would be able to reach.

About Costa Rica

  • $11,100
    Average annual income
  • 7
    View loans »
    Costa Rica Loans Fundraising
  • $3,978,825
    Funds lent in using Kiva
  • 508.1
    Costa Rica Colones (CRC) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $1,500 helped Karol Andrea to purchase supplies for her beauty salon.
96% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 20, 2012
Listed
Feb 25, 2012
Currency Exchange Loss:
Possible