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Elena
María, 59 years old, is a hard-working woman who looks for ways to make progress and is always alert to any business opportunity. She is also cheerful and sociable. She is separated from the father of her children. She lives comfortably with her two children, who are 25 and 28 years old, in the home of her mother, along with two newphews and their mother, all of whom she loves a great deal. María's business activity is a printing service where she performs all types of graphical work, providing her customers with a high-quality service that earns her their business.

She began 30 years ago with her own capital. She saw that this would be a profitable business, given that there were few people providing this service, so she decided to open a printing business in her house. She obtained the machinery with her own capital, in partnership with her ex-partner. She currently has the support of her brother and his children to attend to the customers. She likes this business because it lets her see her family working together, provides her with income, and allows her to support herself. On the other hand, every day she finds this work more tiring due to her advanced age and a disease that has been affecting her for some time. She knows, however, that she needs to continue, as it is her only source of income. As well, she has plans with her children to expand the business and add a bookstore in the space that she has available in her house, in an attempt to increase her income.

This will be her fourth loan with MFP. Because of this she is hoping for their collaboration so that she can finalize her plans. As well, she says that she feels comfortable with her communal bank because she considers them to be responsible and supportive people. With the requested amount of 1500 nuevos soles (PEN), she will invest in the purchase of materials to expand and prepare the space for the bookstore. With the balance, she will purchase printing materials, such as ink, card stock, and other items. She will be looking for the lowest prices to make her purchases in bulk with cash payment.
View original language description ↓
María, de 59 años de edad, es una mujer trabajadora, que busca la manera de progresar y siempre para atenta a cualquier posibilidad de negocio, además es alegre y sociable. Está separada del padre sus hijos. Vive cómodamente con sus 2 hijos de 25 y 28 años de edad en la casa de su madre en compañía de dos sobrinos, su mamá a quienes quiere mucho. La actividad que realiza María es el servicio de imprenta donde realizan todo tipo de trabajos gráficos, brindando un servicio de calidad a sus clientes ganándose sus preferencias. Se inició hace 30 años con un capital propio, viendo que sería un negocio rentable pues eran escasas las personas que brindaban éste servicio, decidiéndose a abrir una imprenta en su casa, adquiriendo sus maquinas con su propio capital y en sociedad con su ex pareja. En la actualidad cuenta con el apoyo de su hermano y sus hijos en la atención a los clientes. Le gusta su negocio pues ve a su familia trabajar juntos, además de los ingresos económicos que le deja y le permite mantenerse. Por lo contrario, cada día se siente más cansada al realizar su trabajo por su edad avanzada y una enfermedad que la viene molestando desde hace tiempo, pero sabe que tiene que continuar ya que es su única fuente de ingresos económicos. Por otro lado tiene proyectado con sus hijos ampliar su negocio y adicionar una librería en el espacio que tiene disponible en su casa, buscando generarse más ingresos. Este será el préstamo número 04 con la institución MFP. Por ello espera de su colaboración para que pueda concretar sus planes. Además comenta sentirse a gusto con su banco comunal pues los considera ser personas responsables y solidarias. Con el monto solicitado de 1500 nuevos soles, los invertirá en la compra de materiales para acondicionar y ampliar su local para la librería, y con el saldo materiales para la imprenta como tinta, cartulina y otros. Buscando precios más bajos por su compra en volumen y al contado.

About Peru

  • $6,715
    Average annual income
  • 78
    View loans »
    Peru Loans Fundraising
  • $55,189,275
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $575 helped Elena to purchase ink and card stock and expand and prepare a location to set up a bookstore.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 18, 2012
Listed
Mar 3, 2012
Currency Exchange Loss:
Possible
Ended:
Aug 15, 2012