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Jessica
Jessica is 28 years old. She is a woman with a great desire to get ahead. She has many ideas to that she wants to make a reality. She lives with her partner Luis who is a merchant and the father of their two year old daughter. She wants to offer her a better quality of life. Together, they live in their own house that they bought with a lot of effort. Jessica’s business is selling different flavors and brands of soft drinks. She has a refrigerator where she keeps her products chilled for her customers due to the heat in the area. She serves her customers in a very friendly manner from her house. She started more than two years ago. She purchases products in small quantities with her own capital. And seeing the good reception she had with the business, she decided to continue and up until this time, she works alone. She considers the business to be quite profitable due to the good profits it provides. In the past, the couple had economic problems because they couldn’t manage with their earnings. With the arrival of their daughter, their expenses increased. With the decision to start her business, she is getting out of the economic tight spots.

By seeing the good results and the reception she continues to have with her business, she has plans to expand her stock of merchandise to grow her business. With the profits, she wants to start another business, a carpenter’s workshop, with her partner who has the necessary skills for this business. This will be her second loan with MFP. She feels happy to know that she has a line of credit to grow her business. She promises to be responsible with the payments in order to have access to more loans in the future. In addition to liking the work of her communal bank, she considers the group to be responsible and united. With the requested loan of 1000 nuevos soles, she will invest the money in the purchase of more merchandise for her business like soft drinks in different flavors, in increasing the available stock for sale and in looking for better prices for wholesale sales.
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Jesyca, de 28 años de edad, es una mujer con muchas ganas de salir adelante, tiene muchas ideas que desea realizar. Es conviviente con Luis quien es comerciante y padre de su hija de 2 años de edad y desea brindarle una mejor calidad de vida. Juntos habitan su propia casa que compraron con mucho esfuerzo. La actividad que realiza Jesyca es la venta de bebidas gaseosas de diversos sabores y marcas, para eso cuenta con una refrigeradora donde guarda sus productos a temperaturas heladas al gusto de sus clientes por lo caluroso de la zona. Atiende a sus clientes muy amablemente desde su casa. Iniciándose hace más de 02 años, comprando en pocas cantidades con su propio capital, y viendo la buena acogida que tuvo su negocio se decidió continuar y hasta el momento se dedica sola. Considera a su negocio bastante rentable por las buenas ganancias que le deja. Antes tenía problemas económicos ya que los ingresos de su pareja no les alcanzaban y con la llegada de su hija los gastos aumentaron, tomando la decisión de iniciar su negocio, que ahora le saca de los apuros económicos.
Viendo los buenos resultados y la acogida que continúa teniendo su negocio tiene planes de aumentar el stock de sus mercaderías y así ver crecer su negocio y con las ganancias incursionar en otro negocio de carpintería en sociedad con su pareja que cuenta con los conocimientos necesarios para éste rubro. Este será el préstamo número 2 con la institución MFP. Se siente contenta de saber que contará con una línea de crédito para avanzar con su negocio. Por eso se compromete a ser responsable con el pago de sus cuotas para tener acceso a más créditos en el futuro. Además de gustarle el trabajo de su banco comunal pues lo considera un grupo responsable y unido. Con el monto solicitado de 1000 nuevos soles, los invertirá en compra de más mercaderías para su negocio como bebidas gaseosas de diversos sabores, aumentando el stock disponible para la venta, buscando precios más cómodos por sus compras en volumen.

About Peru

  • $12,000
    Average annual income
  • 94
    View loans »
    Peru Loans Fundraising
  • $57,986,025
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD