Valeria indicates that this is the second cycle she has worked with Pro Mujer, joining by invitation from a representative. Currently, she has a business selling cell phones. She has been doing this work for years.
The loan that she will now receive is to increase her capital (purchase of cell phones), which she will buy in the city of El Alto and later sell at her stand. This form of work allows her to generate resources in order to support her family as much as possible, since she is married and has a son.
When she is asked what she likes about Pro Mujer, she responds that she likes the attention and the savings.
La señora Valeria indica que este es el segundo ciclo que trabaja con Pro Mujer, ingresando por invitación de una promotora. En la actualidad ella tiene un negocio de venta de celulares que viene trabajando hace años atrás.
El crédito que ahora sacará es para aumentar su capital (compra de celulares) que comprará de la ciudad de El Alto y posteriormente lo comercializará en su puesto de venta. Esta forma de trabajo le permite generar recursos para apoyar en lo posible a su familia pues ella es casada y tiene un hijo.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta la atención y el ahorro.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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