Tres Marias Group
Update on Tres Marias GroupThe member belongs to Tres Marías Communal Bank, located in the district of Wanchaq in the province of Cusco, department of Cusco. The member, Triolinda, is 39 years old and married, with two children. She alternates her daily activities with her grocery store business. She sells different types of products such as rice, sugar, milk, candy, and sodas, among others. She has been in this business for years, and with it she gets her family ahead. She is a very happy and responsible person who very much wants to get ahead for her family. She works every day in her business so she can give her family a better quality of life.
She is requesting the loan to buy more merchandise for her business such as rice, sugar, milk, eggs, and soda, among other things, and in this way have a greater variety of products to offer her customers.
The other members work buying and selling firewood, offering taxi service, selling fruit, and selling basic household necessities. This time some members are staying with the communal bank and others left for personal reasons, such as the member Valentina.
She is grateful for this means by which the loan is given to her and she promises to make her payments on time.
La socia Triolinda tiene 39 años es casada y tiene 2 hijos; la socia alterna sus actividades diarias con el negocio de tienda de abarrotes ella vende diferentes tipos de productos como arroz, azucar, leche, golosinas, gaseosas entre otros, la socia lleva años en este negocio el cual mediante este la socia saca adelante a su familia, la socia es una persona bien alegre y responsable con muchas ganas de salir adelante por su familia,
la socia trabaja todos los días en su negocio para de esta manera brindarles una mejor calidad de vida a su familia.
La socia solicita el prestamo para la compra de mas mercaderia para su negocio como arroz, azucar, leche, huevos, gaseosas entre otros y de esta manera tener mas variedad de productos que ofrecer a sus clientes.
Los otros socios se dedican a la compra y venta de leña, brindar el servicio de taxi, venta de fruta, venta de productos de primera necesidad masivo.
En esta oportunidad algunos socios continuan en el banco comunal y otros se retiraron por motivos personales como la socia Valentina.
La socia agradece este medio por el cual le facilita el crédito y se compromete a cumplir con los pagos.
La socia pertenece al banco comunal TRES MARIAS; este banco está situado en el distrito de Wanchaq en la provincia de Cusco departamento de Cusco.
Previous Loan DetailsValencia belongs to the Tres Marias Communal Bank. Valentina is the one in the photograph who is seated and raising her hand. She represents her communal bank. She is 30 years old, has a life partner, and has one child. Valentina’s main economic activity is making handicrafts. She has a… More from Tres Marias Group's previous loan »
Important InformationAbout Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid