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Hawa is a 44-year old woman who has been actively trading for four years. She is divorced but lives with her children. Her business is selling groceries: in fact she manages a shop where she also sells coffee. She has already had two loans and this third loan will enable her to boost her stock further.

Although she is divorced she takes care of her family's daily expenses. Hawa is relying heavily on the savings bank to diversify her business and increase her stock of goods.
View original language description ↓
Madame Hawa est une dame de 44 ans qui s’active dans le commerce depuis 4 ans. Elle est divorcée, mais vit avec ses enfants. Son activité consiste à vendre des denrées alimentaires : elle gère en fait une boutique ou elle vend aussi du café. Elle a déjà bénéficié de 2 crédits et ce troisième prêt lui permettra de renforcer d’avantage son stock.
Bien qu’étant divorcée elle s’occupe de la dépense quotidienne de sa famille. Hawa compte beaucoup sur la caisse pour diversifier son activité et augmenter ses marchandises.

Additional Information


This loan is administered by UIMCEC, a Kiva Field Partner in Senegal since 2008. UIMCEC is a government-regulated microfinance institution whose mission is to improve the revenue and well-being of families through access to financial services, allowing principally women and young adult micro-entrepreneurs living in rural and semi-rural areas to develop their revenue-generating businesses and supporting them in becoming financially self-sufficient.

About Senegal

  • $2,300
    Average annual income
  • 39
    View loans »
    Senegal Loans Fundraising
  • $14,279,750
    Funds lent in using Kiva
  • 499.7
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Hawa to buy groceries: drinks, water and other products for resale (also sale of coffee).
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Jan 24, 2012
Feb 18, 2012
Currency Exchange Loss:
Jan 24, 2013