Zahooran is the mother of three sons and a daughter. Three of her children study and her younger son stays at home. She a housewife as well as working lady. Zahooran wakes up early in the morning to milk the cow and sell its milk to community members at a very reasonable rate. She and her husband provide very good milk which is why they have a good number of community clients.
Zahooran is requesting a loan from the Kiva partner Asasah for her family's dairy business. Her husband will use her loan to buy a dairy cow to allow him to provide a larger quantity of milk to increase his sales and profit. Zahooran is confident that purchasing a dairy cow will positively improve her family's business and improve their financial life. In this photo, Zahooran is holding an Asasah passbook.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.