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C 20004 Twegerane Group
In this Group: Clemantine, Sousane, Floride, Agnes, Chadrack, Irene, Rose, Chantal
Clemantine is twenty-five years old and is married with two children, a one and a three-year-old. She sells various goods such as sugar, bread, biscuits, Colgate etc. She is a leader of the group C 20004 TWEGERANE in the local language. In the photo, she is the one with the raised hand.

Clemantine has four years experience in this business and the hours of her business are from 6 am to 5 pm every day except on Saturday.

Clemantine has requested a Kiva loan via Vision Finance Company in order to purchase various goods such as sugar, bread, biscuits, Colgate etc to sell. With any profits, she will be able to save for her future, pay school fees for her children and reinvest in her business.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Rwanda

  • $1,000
    Average annual income
  • 35
    View loans »
    Rwanda Loans Fundraising
  • $13,303,700
    Funds lent in using Kiva
  • 595.0
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A portion of C 20004 Twegerane Group's $1,100 loan helped a member to purchase various goods to sell such as sugar, bread, biscuits and Colgate.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 15, 2012
Listed
Mar 3, 2012
Currency Exchange Loss:
Possible
Ended:
Sep 18, 2012