Robin is a married man. He has a son who is 5 years old. He describes himself to be honest. He is involved in the business of providing transportation. He has been involved in this business for 5 years. His business is located in a highly populated area and his primary customers are local residents and patients of the nearby hospital. He describes his biggest business challenge to be insufficient funds for improving the business. He will use the KES 20,000 loan to purchase tires. Within the next 5 years, Robin's dream and hope is to own at least 3 vehicles for transportation.