Meshack is a 39 year old married man. He has 3 children whose ages range from 2 years to 10 years. He describes himself to be focused and creative. He operates a welding shop where he sells metal doors and windows. He has been involved in this business for 7 years. His business is located at a strategic area and his primary customers are schools. He describes his biggest business challenge to be insufficient funds to improve his business. He will use the Kes 20,000 loan to purchase metal. His business goal is to run three similar welding shops within 5 years.