Hellen is 26 and married with one child, age 1. She has been practicing mixed farming for 7 years and currently produces vegetables and maize. She says farming has improved her family living standards since she became active in the business.
Hellen has requested a loan of 30,000 KES from Juhudi Kilimo to buy poultry birds. She says she will use the income to buy a dairy cow once the poultry business is well-established. Hellen is glad farming has improved her family living standards.
She sees animal diseases as the major challenge in farming.
To facilitate a partnership between Kiva and Juhudi Kilimo, K-Rep Group (Juhudi Kilimo’s 100% owner) has guaranteed Kiva funds in the event of institutional default. Lenders should be aware that the risk of borrower default remains borne by the lender.
About Juhudi Kilimo:
Juhudi Kilimo is a for-profit social enterprise working with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers, from agricultural training to basic book keeping and local market research.