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Zhanna, who lives in Vanadzor, is 47 years old. She is married and has a daughter and a son. Also with them lives Zhanna’s father-in-law who is a retiree. Both Zhanna’s children are studying at the teachers' training institute. From their earliest years they dreamed of being teachers, as their father is.
Zhanna is an economist and she runs her own business. She sells underclothes in a rented shop. She buys merchandise from neighbor countries and from Yerevan as well.
Zhanna says that her business allows her to solve the major part of her family’s needs and also to pay for her children's education.
Zhanna needs a 700.000 AMD loan to buy new underclothes for her business.

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 125
    View loans »
    Armenia Loans Fundraising
  • $14,072,150
    Funds lent in using Kiva
  • 388.8
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,825 helped Zhanna to buy new underclothes for her business.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Feb 15, 2012
Feb 19, 2012
Currency Exchange Loss:
Jun 26, 2012