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Janet
Janet is a hard-working, dedicated 42 year old woman. She enjoys challenges and her greatest desire is to succeed and be happy. She is separated from her children’s father and lives in her own home with her two children (ages 20 and 23), her daughter-in-law, and her granddaughter.

Janet sells water for household use and has a tube well from which she extracts the water. After seeing that her neighbors needed water because they didn’t have this basic service, she decided to provide it. Initially, she was selling it to them in buckets, but then they decided to install small pipe networks for more convenience. She has been providing this service to her neighbors for more than ten years and her children help her to maintain the networks. She likes her business because of the income and she enjoys helping fulfill the need for water in her neighbors’ homes. She feels that her business is profitable because it provides constant, steady monthly income. After seeing the profits derived from it, she plans to continue this business. She also plans to engage in another business, such as selling spare parts for motorcycles, and thus generate more income.

This will be her thirteenth loan with the MFP institution. She is very happy to know that she will have financial support as this will enable her to feel secure in moving her business forward. In addition, she says that she feels comfortable with her communal bank because she knows her members and regards them as responsible and friendly people. With the 3000 nuevos soles that she is requesting, she will invest in the maintenance and replacement of the pipe networks, as well as pay for electricity and repair the water pump in order to provide good service.
View original language description ↓
Janet, de 42 años de edad, es una mujer decidida y trabajadora, le gusta los retos y su mayor deseo es progresar y ser feliz. Es separada del padre de sus hijos. Vive en su propia casa en compañía de sus 2 hijos de 23 y 20 años de edad, de su nuera y su nieta. La actividad que realiza Janet es la venta de agua para uso domestico, para eso cuenta con un pozo tubular de donde extrae el liquido. Luego viendo la necesidad de sus vecinos de contar con agua, ya que no tenían éste elemental servicio, se decidió proporcionarles, en un principio vendiéndoles en cubetas, luego se decidieron en instalar pequeñas redes con tuberías para mayor comodidad. Tiene más de 10 años brindando éste servicio a sus vecinos, contando con el apoyo de sus hijos en el mantenimiento de las redes. Le gusta su negocio por los ingresos económicos, y el ayudar a cubrir la necesidad de sus vecinos de contar con agua en sus casas. Considera a su negocio rentable pues es un ingreso fijo y constante de manera mensual. Viendo las ganancias que le deja, tiene planes de continuar e incursionar en otro negocio, como en la venta de repuestos de motos, viendo que es rentable y así generarse más ingresos económicos. Este será el préstamo número 13 con la institución MFP, Está muy contenta de saber que tendrá un apoyo financiero, ya que así se sentirá segura de avanzar con su negocio. Además comenta sentirse a gusto con su banco comunal, pues conoce a sus miembros y los considera ser personas responsables y amables. Con el monto solicitado de 3000 nuevos soles los invertirá en el mantenimiento y reemplazo de las redes de tuberías, así como el pago del servicio de luz y reparación de la bomba de agua, para brindar un buen servicio.

About Peru

  • $12,000
    Average annual income
  • 113
    View loans »
    Peru Loans Fundraising
  • $57,346,375
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,125 helped Janet to purchase pipes, pay for electricity, and repair the water pump.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 17, 2012
Listed
Mar 5, 2012
Currency Exchange Loss:
Possible
Ended:
Aug 15, 2012