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Rocío Elizabeth
The San Pedro Communal Bank meets every fortnight in the neighborhood by the same name located in Manta, a town renowned for her beautiful beaches, visited all over the year, and for being a city of unparalleled beauty with many tourist attractions.

Here we meet Rocio. She is 37 years old, she is married and she has two daughters aged 13 and 11 who go to school. Her husband runs an aluminum and glass workshop. She completed her studies at a beauty school in Manta a few years ago.

In order to earn an income on her own, Rocio sells clothes of every fashion as well as providing a series of beauty services such as nail varnishing, haircuts, hair coloring and many more at her customers’ houses, making the most of it by selling her products as well. She sells on credit and she collects cash every 8 days. She has been engaging in this activity for 14 years, and she started it with the first loan received from the Communal Bank.

The loan she is requesting will be used to buy clothes, nail varnishes, hair dyes and other beauty equipment that she needs for her job. She hopes to set her own beauty salon in her house. She has been working with the Communal Bank for 14 years and she likes it because thanks to the first loan she was able to start her activity.

She dreams of running her own beauty salon.
View original language description ↓
El Banco Comunal San Pedro se reúne cada 15 días en el barrio del mismo nombre en la ciudad de Manta, ciudad conocida por sus hermosas playas que son muy visitadas en toda época del año y por ser una ciudad con una belleza sin igual con muchos atractivos turísticos.

En este lugar conocimos a la señora Rocio, tiene 37 años de edad, está casada y de esta relación tienen dos hijas de 13 y 11 años de edad, las dos estudian en colegio. Su esposo tiene un taller de aluminio y vidrio. Ella aprendió belleza en una academia en la ciudad de Manta hace varios años.

Doña Rocío para ganarse algo por su cuenta se dedica a la venta de ropa de todo tipo y también realiza trabajos de belleza como pintado uñas, cortes de cabello, tinturados, entre otros trabajos, ella realiza sus trabajos a domicilio y allí mismo ella también aprovecha para vender su mercadería, la misma que deja a crédito y que cobra cada 8 días, lleva 14 años con este negocio el mismo que lo empezó con el primer crédito que recibió del banco.

Este crédito es para comprar ropa, esmaltes, tintes de cabello y otras herramientas de belleza necesarias para su trabajo, ella espera muy pronto poner su salón de belleza en su casa. Lleva 14 años en el Banco Comunal y le gusta porque con el primer crédito empezó su negocio.

Su sueño es tener su salón de belleza.

About Ecuador

  • $10,600
    Average annual income
  • 52
    View loans »
    Ecuador Loans Fundraising
  • $24,308,800
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,550 helped Rocío Elizabeth to buy nail varnishes, hair dyes and other beauty equipment.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 9, 2012
Listed
Feb 25, 2012
Currency Exchange Loss:
N/A
Ended:
Jul 15, 2012