Teresa says that she has been working with Pro Mujer for five months, having joined the institution through an invitation from a loan officer. She has a business producing vegetables which she has worked in for years. She learned this business from her parents.
Teresa is requesting this loan to increase her capital. She will buy seeds and fertilizer in La Paz and then, after she has grown her crops, she will sell them from her sales stall. This work allows her to make income with which to support her family. Teresa lives with her common-law husband and has two children.
When we asked her what she likes about Pro Mujer, Teresa replied that she likes the health services.
La señora Teresa, indica que hace cinco meses que trabaja en Pro Mujer y que integro la institución por invitación de una promotora. En la actualidad ella tiene un negocio de producción de verduras que viene trabajando hace años, mismo que aprendió de sus padres.
El crédito que ahora sacará es para aumentar su capital (compra de semillas y abono) que adquiere de La Paz y posteriormente a la producción lo comercializará en su puesto de venta. Esta forma de trabajo le permite generar recursos para apoyar a su familia, pues ella vive en unión libre y tiene dos hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el consultorio de salud.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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