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Copo De Nieve Group
In this Group: Josefina Marina, Justina Pastora, Bertha Maria, Manuela, Dina , Margui , Norah Graciela, Cristina
The "Snowflake" communal bank is beginning its fifteenth loan cycle with Pro Mujer. It is composed of eight members and is headed by a board where Señora Margui is Secretary. The businesses operated by members of the communal bank are varied. Among them are: trade, production, services and the sale of vicuña blankets.

Señora Margui has been part of eight loan cycles with Pro Mujer, having got involved following an invitation by friends. Currently she has a business selling vicuña blankets. She has been in this line of work for many years, learning her trade from her mother in law.

The loan will help her to grow her business, by buying vicuña fleeces in El Alto. When she has woven the wool into blankets she sells them on her stall. This workflow allows her to generate income to help support her family, as she is married and has one son.

When asked what she likes about Pro Mujer, she responds that she likes the work they do on ​​health, and the training they provide.
View original language description ↓
La A.C. “COPO DE NIEVE” iniciará su decimo quinto ciclo en Pro Mujer, como parte del Centro Villa Exaltación, está compuesta por ocho integrantes y está dirigida por una mesa directiva donde la señora Margui es la Secretaria. Los negocios que las integrantes de la asociación comunal llevan adelante son variados entre ellos tenemos: Comercio, producción, servicios y venta de manta de vicuña.

La señora Margui indica que hace ocho ciclos que integra en Pro Mujer ingresando por invitación de amigas. En la actualidad ella tiene un negocio de venta de mantas de manta de vicuña que viene trabajando hace años, aprendiendo el mismo de su suegra.

El crédito que ahora sacará es para el crecimiento de su negocio (compra de mantas de vicuña) que adquirirá de El Alto y posteriormente a la elaboración lo comercializara en su puesto de venta. Esta forma de trabajo le permite generar recursos para apoyar en lo posible a su familia, pues ella es casada y tiene un hijo.

Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el área de salud y capacitación.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $2,817
    Average annual income
  • 89
    View loans »
    Bolivia Loans Fundraising
  • $29,017,150
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Copo De Nieve Group's $3,025 loan helped a member to buy vicuña fleeces.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 6, 2012
Listed
Feb 24, 2012
Currency Exchange Loss:
Covered
Ended:
Aug 15, 2012