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Jamedith Del Carmen
Jamedith del Socorro lives in Cerro Bonito district. She works as a teacher, teaching the children in her community. She also has a plot of land and some livestock thanks to an inheritance from her parents. She is requesting her second loan with the aim of buying building supplies with which to improve her home. She will plaster her home and thereby create better living conditions for her family. She showed herself to be an excellent client over the course of her previous loans. She has the ability and will to make her repayments and her dream is to use her loan to finish building her home.
View original language description ↓
Jamedith del Socorro habitante de la comarca cerro Bonito, se desempeña como docentes impartiendo el pan de la enseñanza a los niños de su comunidad, también posee su parcela e inventario de ganado gracias a la herencia que sus padres le dejaron; solicita su 2do crédito con el objetivo de comprar materiales de construccion para mejorar su vivienda repellandola para asì tener mejores condiciones para su familia, en el créditos anterior ha demostrado ser una excelente clienta, posee capacidad y voluntad de pago, su sueño es finalizar su construcciòn de su casa de habitaciòn, recibiendo su financiamiento.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 77
    View loans »
    Nicaragua Loans Fundraising
  • $25,406,150
    Funds lent in using Kiva
  • 23.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,125 helped Jamedith Del Carmen to buy building materials.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Jan 27, 2012
Feb 23, 2012
Currency Exchange Loss:
Oct 16, 2012