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Katia Ninoska

Update on Katia Ninoska

Katia Ninoska lives together with her family in Nueva Guinea. She has her own business which makes her the income she needs to cover her bills and expenses. She also has the support of her husband in covering their family expenses and meeting her monthly payments. Katia is a young woman of good religious principles. She is also very responsible. She enjoys being a professional entrepreneur as she is a business management graduate. She is requesting her second loan to buy a plot of land on which to build her own home as she currently lives with her parents. She is a young woman who would like to improve her own standard of living as well as that of her family.
View original language description ↓
katia Ninoska habita junto a su familia en Nueva Guinea, tiene su propio negocio donde obtiene ingresos que le permiten cumplir con sus obligaciones y los gastos del hogar, ademas cuenta con el apoyo de su esposo para los gastos familiar y asumir sus cuotas mensual. Katia se caracteriza por ser una joven de buenos principios religiosos, ademas por ser muy responsable, le gusta ser emprendedora profesionalmente, pues es graduada en administradora de empresa. Esta solicitando su 2do crèdito para comprar un solar donde va ha construir su propia vivienda pues actualmente vive en casa de sus padres, es una joven que le gusta superar su nivel de vida y y el de su familia.

Previous Loan Details

This young woman is married and the mother of one 2-year-old daughter. She's succeeded in her higher education and now has a degree in business administration. She has her own plastic products business which is her source of income and has allowed her to get ahead financially. She is seeing ... More from Katia Ninoska's previous loan »

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $3,636
    Average annual income
  • 120
    View loans »
    Nicaragua Loans Fundraising
  • $24,042,425
    Funds lent in using Kiva
  • 23.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Katia Ninoska to buy a plot of land.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jan 27, 2012
Feb 23, 2012
Currency Exchange Loss:
Feb 17, 2014