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Patrick is the father of three children aged between fifteen and twenty-seven. His youngest child is still in school. He is a farmer in his rural home in Kitale, Western Kenya and has employed one farmhand to assist with selling his milk and tea at the local market. He also runs a retail shop to supplement his farming income.

Patrick has requested a loan of 58,000 KES from Juhudi Kilimo to buy a flock of poultry for 30,000 KES and a chuff cutter (a machine that cuts stovers, or the leaves and stalks of maize, sorghum or soybean plants, into smaller pieces for fodder) for 28,000 KES. He is worried about the fluctuation in market prices, especially within the local markets. He hopes, however, to earn more from his dairy through providing his cows with better feed and reducing its waste.

Additional Information

Important Information

To facilitate a partnership between Kiva and Juhudi Kilimo, K-Rep Group (Juhudi Kilimo’s 100% owner) has guaranteed Kiva funds in the event of institutional default. Lenders should be aware that the risk of borrower default remains borne by the lender.

About Juhudi Kilimo:

Juhudi Kilimo is a for-profit social enterprise working with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers, from agricultural training to basic book keeping and local market research.

About Kenya

  • $1,800
    Average annual income
  • 794
    View loans »
    Kenya Loans Fundraising
  • $43,847,375
    Funds lent in using Kiva
  • 82.8
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Patrick to buy poultry and a chuff cutter.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Jan 27, 2012
Feb 18, 2012
Currency Exchange Loss:
May 17, 2014