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Viviana Mariuxi
The September 7th Communal Bank meets every 15 days in the city of Manta. This city is known for its beautiful beaches that are frequented throughout the year. It is also a city of unequaled beauty that has many tourist attractions.


It is in this place where one can meet Sra. Viviana. She is 37 years old, married, and has three children (ages 14, 7, and 6). The oldest child is in high school and the two younger ones are in elementary school. Her husband works at a hotel in the city.


Viviana is a homemaker who earns her own income so that she can help her husband with the household expenses. She sells clothing of all types as well as Yanbal products (beauty products, cosmetics, perfumes, and women's accessories). Viviana sells by traveling three days a week for two to three hours, but she also sells from her home where she has a few display cabinets. Her customers come to her home whenever they need a product or an article of clothing. Viviana extends credit for her products and collects payment every eight days. She receives her merchandise from the United States and the products are shipped to her as needed. Vivana has been in this business for more than 12 years and has done very well.


This loan will be used to buy clothing, perfumes, crèmes, cosmetics, and other items. She has been with the Communal Bank from the very beginning and enjoys being a member because the payments are easy to make. Her dream is to own a boutique.

View original language description ↓
El Banco Comunal 7 De Septiembre se reúne cada 15 días en la ciudad de Manta, ciudad conocida por sus hermosas playas que son muy visitadas en toda época del año y por ser una ciudad con una belleza sin igual con muchos atractivos turísticos.

En este lugar conocimos a la señora Viviana, tiene 37 años de edad, está casada y de esta relación tienen tres hijos de 14, 7 y 6 años de edad, el mayor estudian en colegio y los menores en escuela. Su esposo trabaja en un hotel de la ciudad.

Ella es un ama de casa que para obtener sus propios recursos y con esto ayudar a su esposo en los gastos del hogar se dedica a la venta de ropa de todo tipo yproductos de Yanbal (productos de belleza, cosméticos, perfumería y accesorios para damas). Ella sale a recorrer tres días de la semana de dos a tres horas diarias, pero también vende en su casa donde tiene unas vitrinas y hasta donde llegan sus clientes cuando quieren un producto o alguna prenda, deja sus productos a crédito y cobra cada ocho días, ella recibe su mercadería desde los Estados Unidos ya que allá hay alguien que le envía cada vez que ella necesita Tiene más de 12 años que se dedica a esta actividad y le va muy bien.

Este crédito es para comprar ropa, perfumes, cremas, cosméticos, entre otras cosas. Esta desde el inicio en el Banco Comunal y le gusta porque los pagos son fáciles de hacer.

Su sueño es tener una boutique.

About Ecuador

  • $10,200
    Average annual income
  • 28
    View loans »
    Ecuador Loans Fundraising
  • $22,854,475
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Viviana Mariuxi to buy clothing, perfumes, crèmes, cosmetics, and other items.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 9, 2012
Listed
Feb 24, 2012
Currency Exchange Loss:
N/A
Ended:
Sep 15, 2012