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Jawer José
The young man Jawer José is originally from the town of El Sauce. He has worked in business for many years. His business consists of a little, well-stocked grocery store, where he offers groceries in general, clothing, and shoes.

Thanks to this business, he and his wife have a better standard of living, since they work together and are a couple that strives to advance and always tries to accomplish their dreams.

One of his great achievements has been to construct and continue improving their house with all the appropriate conveniences. They have their own vehicle. All this has been thanks to the profits that his business generates.

Now this young man needs support from Ceprodel for the first time, since his main objective in applying for this loan is to invest it and stock his business more. To do this he wants to buy rice, sugar, oil, soap, chicken, and soft drinks.

He puts his hope in this institution that they will help him with his request so that he can satisfy the demands of his customers, and he trusts in God that he will advance.
View original language description ↓
El joven Jawer José es originario del municipio de El Sauce, tiene muchos años de dedicarse al comercio donde su negocio consiste en una pequeña pulpería bien surtida donde ofrece abarrotería en general, ropa y zapatos.

Gracias a esta actividad tiene un mejor nivel de vida junto a su esposa ya que trabajan en conjunto y son un matrimonio que lucha por salir adelante y tratar de cumplir siempre sus sueños.

Uno de sus grandes alcances ha sido construir e ir mejorando su vivienda con todas las condiciones adecuadas, cuentan con su propio vehículo, todo esto ha sido gracias a las utilidades que le genera su negocio.

Hoy en la actualidad este joven necesita el apoyo por primera vez de Ceprodel ya que su objetivo principal de solicitar este crédito es para invertirlo y surtir más su negocio por lo que quiere comprar arroz, azúcar, aceite, jabón, pollo y gaseosas.
Pone la esperanza en esta Institución para que le apoyen con su solicitud para satisfacer la demanda de sus clientes y confía en Dios salir adelante.

Additional Information

About CEPRODEL

This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $3,636
    Average annual income
  • 140
    View loans »
    Nicaragua Loans Fundraising
  • $24,079,275
    Funds lent in using Kiva
  • 23.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Jawer José to buy rice, sugar, oil, soap, chicken, and soft drinks.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 14, 2012
Listed
Feb 22, 2012
Currency Exchange Loss:
Possible
Ended:
Mar 15, 2013