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Villa Rica Group
In this Group: Yosselyn Marcelina, Juana Rosa, Nancy, Santos Atanacio, Elena, Ana Maria, Elizabeth
Señora Yoselyn Marcelina is 21 years old. She lives with her partner and they are expecting their first baby. She forms part of the group "Villa Rica," which is formed by seven members who are residents of the district of Carabayllo.

For two and a half years Señora Yoselyn Marcelina has been managing a store located in her house. She set up this business with just a little, beginning with candy.

She would like to make her business grow, improve the atmosphere of the assigned area, and with her income and earnings be able to help her husband build their little house.

She will invest the loan she will receive in the purchase of soft drinks.
View original language description ↓
La Sra. Yoselyn Marcelina, tiene 21 años de edad, convive con su pareja y estan esperando su primer bebe. Ella forma parte del grupo "Villa Rica", formado por 7 integrantes residentes del distrito de Carabayllo.
La Sra. Yoselyn Marcelina, desde hace dos años y medio maneja una bodega, ubicada en su domicilio, inició este negocio de a pocos, empezando con golosinas.
Le gustaría hacer crecer su negocio, mejorar el ambiente destinado, y con sus ingresos y ganancia poder ayudar a su pareja a construir su casita.
El préstamo recibido lo invertirá en la compra de gaseosas.

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 126
    View loans »
    Peru Loans Fundraising
  • $57,919,550
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Villa Rica Group's $1,700 loan helped a member to invest in the purchase of soft drinks.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Feb 14, 2012
Feb 22, 2012
Currency Exchange Loss:
Jul 15, 2012