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Carmen Luz
Carmen is 33 years old and single. She doesn't have children yet but in time she wishes to start a family. She's a farmer who owns a plot of land located in the community of El Playón. She's a new client of the institution. Carmen requests this loan in order to purchase seeds for sowing potatoes and to pay for the costs of harvesting rice. This business is her only means of living and getting ahead, since she faces challenges in her business, such as lifting herself out of poverty. Once her crop is harvested, she will sell it directly from farmer to consumer at the local market. Carmen is happy and thankful for the opportunity she is given.
View original language description ↓
La Sra. Carmen tiene 33 años y es soltera no tiene hijos por ahora ya con el tiempo ella desea formar una familia, ella se dedica a la agricultura tiene una parcela que se encuentra ubicado en la localidad de el playón, es cliente nueva de la institución, la Sra. Carmen solicita este préstamo para la compra de semillas para siembra de papa y los gastos que implica la cosecha de arroz, esta es la única actividad que ella tiene para mantenerse, para salir adelante ya que ella enfrenta retos en su negocio que son salir de la pobreza, una ves cosechado venderá sus productos directamente del productor al consumidor, en el mercado de la zona, la Sra. Carmen se siente feliz y agradecida por la oportunidad que le brindan.

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

About Bolivia

  • $5,500
    Average annual income
  • 142
    View loans »
    Bolivia Loans Fundraising
  • $33,337,025
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Carmen Luz to sow potatoes and to harvest rice.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Jan 30, 2012
Feb 22, 2012
Currency Exchange Loss:
Mar 15, 2013