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María Nelly
Every two weeks, the 'Leónidas Proaño' community bank meet in the neighborhood of the same name, in the city of Manta. This city is known for its beautiful beaches which are very popular year round. It is known as a city of great beauty which has a lot of tourist attractions.

Here we meet 48-year-old Maria who is married and has five children from her marriage. Four of her children are adults. Her youngest is 16 years old and in high school. Two of her children still live with her. Her husband is a salesman.

Maria is a housewife who, in order to make her own income and help her husband with their household expenses, sells natural products, Avon products and Yanbal products (beauty products, cosmetics and ladies' accessories). She works three to four days a week and she has a good number of customers with whom she leaves her products on credit and collects payment every week or fortnight. She has been in this business for more than four years and it is doing very well. The products she sells most of are perfumes and cosmetics.

Maria is requesting this loan to buy perfumes, creams, cosmetics and natural products. She has been a member of her community bank for five years and she likes it because the repayment terms are easy to meet.

Maria's dream is to see her son finish his studies and become a professional.
View original language description ↓
El Banco Comunal Leónidas Proaño se reúne cada 15 días en el barrio del mismo nombre en la ciudad de Manta, ciudad conocida por sus hermosas playas que son muy visitadas en toda época del año y por ser una ciudad con una belleza sin igual con muchos atractivos turísticos.

En este lugar conocimos a la señora María, tiene 48 años de edad, está casada y de esta relación tienen cinco hijos, cuatro de ellos son mayores de edad, el menor tiene 16 años y estudia en colegio, dos de sus hijos aun viven con ella. Su esposo es comerciante.

Ella es un ama de casa que para obtener sus propios recursos y con esto ayudar a su esposo en los gastos del hogar se dedica a la venta de productos naturales y productos de Avon y Yanbal (productos de belleza, cosméticos, perfumería y accesorios para damas). Trabaja de tres a cuatro días de la semana en sus visitas ya que cuenta con bastante clientela a quienes les deja mes a mes sus productos, deja sus productos a crédito y cobra cada 8 o 15 días. Tiene más de 4 años que se dedica a esta actividad y le va muy bien, lo que más vende son los perfumes y cosméticos ya que son muy buenos.

Este crédito es para comprar perfumes, cremas, cosméticos y productos naturales. Lleva 5 años en el Banco Comunal y le gusta porque los pagos son fáciles de hacer.

Su sueño es ver que su hijo termine sus estudios y sea un profesional.


About Ecuador

  • $10,200
    Average annual income
  • 19
    View loans »
    Ecuador Loans Fundraising
  • $22,853,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $775 helped María Nelly to buy perfumes, creams, cosmetics and natural products.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 9, 2012
Listed
Feb 22, 2012
Currency Exchange Loss:
N/A
Ended:
Jul 15, 2012