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Maritza Magdalena
Every two weeks, the 'Leónidas Proaño' community bank meet in the neighborhood of the same name in the city of Manta. This city is known for its beautiful beaches which are very popular year round. It is also known as a city with a beauty which is second to none. It has a lot of tourist attractions.

Here we meet 23-year-old Maritza who is married and has two children who are 6 and 2 years old. Her eldest is in school and her husband is a cabinetmaker.

In order to help her husband with their household expenses, Maritza sells all types of clothing. She makes her sales door to door and also sells from her home where some of her customers come to buy. Her customers make a lot of orders as she provides very good-quality merchandise and offers new designs. She works three to four days a week and whenever she has free time. She leaves her products on credit and collects payment every two weeks. She buys her merchandise in Guayaquil whenever she needs to. She has been in this business for five years and it is doing very well.

Maritza will use this loan to buy more merchandise (especially seasonal merchandise). She will buy Bermuda shorts, swimsuits, t-shirts and children's clothing. She has been a member of her community bank for 5 years. She is in charge of monitoring payments and she likes it because she used her first loan to start her business.

Maritza's dream is to own her own home because she currently rents.
View original language description ↓
El Banco Comunal Leónidas Proaño se reúne cada 15 días en el barrio del mismo nombre en la ciudad de Manta, ciudad conocida por sus hermosas playas que son muy visitadas en toda época del año y por ser una ciudad con una belleza sin igual con muchos atractivos turísticos.

En este lugar conocimos a la señora Maritza, tiene 23 años de edad, está casada y de esta relación tienen dos hijos de 6 y de 2 años y medio, el mayor estudia en escuela. Su esposo es ebanista.

Ella para ayudar a su esposo con los gastos del hogar se dedica a la venta de ropa de todo tipo, su forma de venta es puerta a puerta y también vende en su casa hasta donde llegan sus clientes más conocidos, le realizan muchos pedidos sus clientes ya que trae mercadería de muy buena calidad y en modelos novedosos. Trabaja de tres a cuatro días de la semana y en momentos cuando esta más desocupada, deja a crédito y cobra cada quince días. Su mercadería la va a comprar a Guayaquil cada vez que necesita. Tiene cinco años que se dedica a esta actividad y le va muy bien.

Este crédito lo va emplear en comprar más mercadería sobretodo de temporada, bermudas, trajes de baño, camisetas y ropa de niños. Está en el Banco Comunal desde hace 5 años, es la fiscal de pagos y le gusta porque con el primer crédito empezó su negocio.
OMPRA
Su sueño es tener su casa propia ya que donde vive es arrendado.

About Ecuador

  • $10,200
    Average annual income
  • 23
    View loans »
    Ecuador Loans Fundraising
  • $22,853,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Maritza Magdalena to buy Bermuda shorts, t-shirts and children's clothing.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 9, 2012
Listed
Feb 22, 2012
Currency Exchange Loss:
N/A
Ended:
Jul 15, 2012