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Ludovina
Ludovina, 40, is a woman who always faced up to the adversities of life. She is the mother of Joselin, 6, whom she raises alone because she separated from her partner and now she has to face educating and raising her minor daughter by herself. She lives with her in a rented room. Ludovina has a job selling regional products. Among the things she offers she has charcoal, fruits such as papaya, cocona, limes, and oranges, and other products. She invests business in everything she sees because in her line of work she knows that, if she gives it a lot of effort, things will turn out well.

She has been doing her job for 12 years, and every day she goes to a very crowded market where she has a stall that she cleans and organizes to wait for her customers and offer them the best products in the region. She always serves with a huge smile on her face because, in the time she has had her business, she learned that the customer is always right. It is going very well for her because she has a lot of customers and so she can have good income. She always has some new project in mind or a new business to get into, and this is why she has very big plans for the future. For the moment she only wants to work a lot to be able to raise sufficient capital to expand her business.

This will be her second loan with MFP. She is very happy to know she will have some financial help because in this way she will feel much more secure about making progress in her job. She also promises once again to make her payments on time, as in the previous loans she had. She also is very happy to belong to her communal bank because everybody is very responsible and supportive.

With the requested amount of 1500 PEN she will buy more products for her business. She wants to stock up on regional products because later she will have to buy at a higher price because of the season.
View original language description ↓
Ludovina, de 40 años, es una mujer que siempre le hizo frente a las adversidades de la vida, es madre de Joselin de 6 años a quien cría sola, pues se separó de su pareja y ahora tiene que afrontar la educación y crianza de su menor hija ella sola. Vive a su lado en un cuarto alquilado. Ludovina tiene como trabajo el de la venta de productos regionales, entre las cosas que ofrece tiene carbón, frutas como papaya, cocona, limones, naranjas y otros productos, ella en todo lo que ve negocio invierte pues en su forma de trabajo sabe que si le pone mucho empeño le saldrán las cosas bien. Lleva realizando su trabajo por 12 años y a diario se dirige a una mercado muy concurrido en onde tiene un puesto que todos los días limpia y ordena para así esperar a sus clientes y ofrecerles los mejores productos de la región.
Siempre atiende con una sonrrisa muy grande en su rostro, pues durante el tiempo que tiene su negocio aprendió que el cliente siempre tiene la razón, le está yendo muy bien ya que tiene muchos clientes y así puede tener buenos ingresos, siempre tiene algún nuevo proyecto en mente o un nuevo negocio en el cual incursionar y es por eso que tiene planes muy grandes a futuro, por el memento solo desea trabajar mucho para poder juntar capital suficiente y así ampliar su negocio. Este será el crédito número 2 con MFP, está muy contenta de saber que tendrá un apoyo financiero, ya que así se sentirá mas segura de avanzar con su trabajo, además se compromete una vez mas de cumplir con el pago de sus cuotas, como en anteriores créditos que tuvo, además está muy contenta de pertenecer a su banco comunal ya que todos son muy responsables y solidarios.
Con el monto solicitado 1500 soles, comprará mas productos para su negocio, desea abastecerse de productos regionales ya que por la temporada tendrá que comprar a precio muy elevado mas adelante.

About Peru

  • $12,000
    Average annual income
  • 116
    View loans »
    Peru Loans Fundraising
  • $57,346,050
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $575 helped Ludovina to buy papaya, cocona fruit, and citrus fruits.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 16, 2012
Listed
Feb 22, 2012
Currency Exchange Loss:
Possible
Ended:
Aug 15, 2012