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José Elías
Señor José Elías is a native of a region in the El Sauce municipality. He has many years of experience working in his trade. His business involves providing milling services to the people in the hamlet.

He and his wife are fighters who have taught their children to look after themselves well and be good and honest people.

With the small loans that Ceprodel have granted to him, he has extended his business so that today there are two mills, whereas in the beginning he started with one small mill. He therefore works together with his wife to provide his customers with better service.

Thanks to the profits that they have earned, they have improved their quality of life as they enjoy better living conditions in their home. At this time he needs to obtain a loan to buy food, diesel, oil and a conveyor belt, with the intention of carrying out better maintenance on his equipment to avoid missing out on any of the daily jobs that his customers provide him with.
View original language description ↓
El señor José Elías es originario de una comarca del municipio de El Sauce, tiene muchos años de dedicarse al comercio, su negocio consiste en brindar servicio de un molino a la población de este caserío.

El y su esposa son unas personas luchadoras que han enseñado a sus hijos a valerse por sí solos y ser personas de bien y honestas.

Con los pequeños créditos que le ha otorgado Ceprodel han agrandado su negocio donde hoy en la actualidad tienen dos molinos cuando al inicio empezaron con uno pequeño, por lo que trabaja en conjunto con su esposa para poder dar un mejor servicio a sus clientes.

Gracias a la utilidad que obtienen han mejorado su calidad de vida porque tienen mejores condiciones de vida en su hogar. En estos momentos tiene la necesidad de adquirir un préstamo para comprar frijoles, diesel, grasa y banda con el fin de darles un mejor mantenimiento a sus equipos para no fallar en la labor diaria que brinda a sus clientes.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 101
    View loans »
    Nicaragua Loans Fundraising
  • $24,738,450
    Funds lent in using Kiva
  • 23.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $825 helped José Elías to buy food, diesel, oil and a conveyor belt.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 14, 2012
Feb 22, 2012
Currency Exchange Loss:
Mar 15, 2013