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Carlos Javier

Update on Carlos Javier

27-year old Carlos lives with his partner Noelia. He earns a living selling bedspreads, blankets etc., a business he has been involved in since childhood. Over the years he has developed a customer base with whom he works to this day.

Carlos lives in the town of Carapeguá. He decided to take up this line of work as he had a lot of experience in it, and also because it brought in a good income. He goes around selling the merchandise at weekends in the eastern part of town, sometimes accompanied by Noelia. He uses his motorbike to get from one place to another. Carlos is a hardworking, honest, and enterprising man.

He needs a loan to buy more stock such as bedspreads and bedcovers as he has many orders to fulfill.
View original language description ↓
Carlos Tiene 27 años, vive acompañado con Noelia. Se dedica a la venta ambulante de colchas, frazadas y demás, lo que aprendió de su padre con quien empezó a trabajar en el rubro de ventas desde muy pequeño, formando así su grupo de clientela con quien trabaja hasta la actualidad.
Vive en la ciudad de Carapeguá y decidió dedicarse a este rubro ya que cuenta con una experiencia en el mismo y también el buen ingreso que éste le deja. Realiza sus ventas en forma ambulante por Ciudad del Este todos los fines de semanas, acompañado algunas veces por su pareja. Para ello cuenta con una motocicleta que emplea para el traslado de un lugar a otro. Es un hombre trabajador, honesto y emprendedor.
Necesita el crédito para la compra de colchas, sobrecamas, etc., para aumentar su stock de mercaderías, ya que tiene muchos pedidos que cubrir.

Previous Loan Details

Carlos is 27 years old, single, and lives in a committed relationship with Noelia with whom he has no children yet. They have their own home. Carlos earns a living selling bedspreads, a business he has been involved with since childhood as his parents are in the same business and have passed ... More from Carlos Javier's previous loan »

Additional Information

About Fundación Paraguaya

Fundación Paraguaya is a financially self-sustaining social enterprise that promotes entrepreneurship in urban and rural areas through microfinance, education programs, and more. Its focus on agriculture has helped many farmers boost their crop yields. And a number of other borrowers have taken out loans to start and grow social businesses that have helped deliver eyeglasses, medicines and other helpful services in their local communities.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Paraguay

  • $8,400
    Average annual income
  • 24
    View loans »
    Paraguay Loans Fundraising
  • $33,435,850
    Funds lent in using Kiva
  • 4,500.0
    Paraguay Guarani (PYG) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Carlos Javier to buy a variety of bedcovers.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Jan 20, 2012
Feb 22, 2012
Currency Exchange Loss:
Sep 15, 2012