Update on Luchadoras GroupBertha is 49 years old. She is a single mother and has two children who she provides for. Her eldest, María Eugenia, is in her first year of CBTA (an upper-middle level agricultural educational institution) and Margarito is in his second year of high school. Bertha is very hard-working because she works to provide for her children. She is the only one who supports her household.
Bertha has been buying and re-selling corn for 10 years. She says that her business is doing very well because, thanks to her business, she is able to support her family. She will invest her loan in buying corn to re-sell. Bertha would like to stock up with a lot of corn but she says that for now she is content with doing what she is able to. However, she is really keen to make progress in her business and get her family ahead in life.
Bertha belongs to 'Las Luchadoras' community bank which has eleven members (ten women and one man). They are all working to improve their financial positions and their names are: Obdulia, Celia, Julia, Alejandra, Teresa, Aurelia, Gloria, Merced, Diocelina and Inés. They each have their own commercial activity including: selling groceries, corn, animals, bread, beans, vegetables, etc.
Ella es comerciante tiene la venta de maíz ya tiene 10 años vendiendo lo compra y lo revende Berta dice que le va muy bien ya que de ese negocio saca para mantener su familia, lo cual invertirá su préstamo en la compra del maíz para vender a doña Berta le gustaría surtir mucho maíz pero dice que por ahora nadamas para lo que le alcance pero que le esta echando muchas ganas para sacar adelante su negocio y su familia.
Bertha pertenece al grupo las luchadoras el cual esta integrado por 11 personas 10 mujeres y un hombre, que están trabajando para mejorar su posición económica a continuación serán mencionadas: Obdulia, Celia, Julia, Alejandra, Teresa, Aurelia, Gloria, Merced, Diocelina, Inés, todos cuentan con una actividad comercial como son: productos de abarrotes, maíz, venta de animales, pan, fríjol, verduras, etc.
Previous Loan DetailsNicolasa is 26 years old. She is married with three children, of whom two attend primary school. Jaime is in the fourth grade, and Héctor in first grade. Martin is only two years old. Her husband is called Silvano, and he works in the fields. Nicolasa works in retailing, selling accessories… More from Luchadoras Group's previous loan »
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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